Singapore’s HDB BTO Scheme: A Pathway to Affordable Homeownership In Singapore, owning a home is a significant milestone, and the HDB Build-To-Order (BTO) scheme offers an accessible way for many to achieve this dream. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. Applicants https://hdbbto275470245.theisblog.com/38934212/hdb-bto-27-54